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Up plating and insurance

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Up plating and insurance Empty Up plating and insurance

Post by landyman Fri 28 Sep 2018 - 9:31

I am thinking of up plating weight of my Pollensa from 3300kg to 3500kg. 
Was wondering if anyone here has done similar and did it increase your insurance premium? 
Assuming of course that you told them???????
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Up plating and insurance Empty Re: Up plating and insurance

Post by Weegie Fri 28 Sep 2018 - 12:24

We uprated our Kingham from 3500kg to 4500kg.

Before we went ahead, I checked with our Insurance Company (Comfort). They said they'd only ask me to confirm that all drivers had the required DL category (no evidence required) and would make a note on the policy. 

When I confirmed to them that the process had been completed, that's exactly what happened. No change in premium and no admin fee either.

Tommy.
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Post by Gram Fri 28 Sep 2018 - 21:16

I uprated my Symbol from 3300 kg to 3500 kg.
Had no effect on the insurance premium.

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Post by RogerThat Sat 29 Sep 2018 - 9:19

I went 3500KG to 4050KG.

They charged me a £25 admin fee (!) but there was no increase in the premium.
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Post by landyman Sat 6 Oct 2018 - 10:01

Thanks for the replies. I have now decided to do it just before my insurance is due for renewal and then tell them at renewal time, thus avoiding the rip off admin fee.
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Post by Gram Sat 6 Oct 2018 - 19:01

Good move, Landyman!

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Up plating and insurance Empty Re: Up plating and insurance

Post by big'nuf Wed 10 Oct 2018 - 21:10

Dont forget it could affect any breakdown cover you have...have a chat with them as most breakdown companies cover you up to 3.5 tonne and will charge extra if over as they may need to subcontract a bigger breakdown truck....?
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Up plating and insurance Empty Re: Up plating and insurance

Post by landyman Thu 11 Oct 2018 - 9:15

Thanks but I am only going up to 3.5 tonne. It is 3.3 at the moment. I had it weighed and with all the (unnecessary?) junk we carry these days I think it was near its payload limit. By uprating to 3.5. 'er indoors can put more stuff in that we will never use.
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