The Auto-Sleeper Motorhome Owners Forum (ASOF)
Would you like to react to this message? Create an account in a few clicks or log in to continue.

NFOP Holiday Insurance

+4
Spospe
dbroada
Jaytee
Peterm
8 posters

Go down

NFOP Holiday Insurance Empty NFOP Holiday Insurance

Post by Peterm Tue Mar 21, 2017 1:13 pm

The National Federation of Occupational Pensioners is one anyone can join for £1.70 per month  if my memory serves me. I have been a member since I retired but have only just found out about their insurance scheme.

Up to 79 there is no health qualification providing you are not diagnosed as likely to die on the trip. It counts for cruises is worldwide, including the US and seems pretty comprehensive. £185 for a single running from March to March or part of, and £255 for a couple. It beats the £700 I am paying now.

Some of you may find it useful. I would be interested if anyone has used it.

[You must be registered and logged in to see this link.]
Peterm
Peterm
Donator
Donator

Male

Posts : 260
Joined : 2011-09-02
Location : Stockport
Auto-Sleeper : Nuevo ES

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by Jaytee Tue Mar 21, 2017 1:34 pm

Sounds extremely useful. Thanks up!

Edit. Perhaps not as I don't have an occupational pension happyno shrugg

_________________
We are not here long so do it while you can [You must be registered and logged in to see this image.]
Jaytee
Jaytee
Donator
Donator

Male

Posts : 3116
Joined : 2013-11-08
Member Age : 75
Location : Nr Filey North Yorkshire
Auto-Sleeper : Winchcombe
Vehicle Year : 2013

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by dbroada Tue Mar 21, 2017 2:42 pm

Jaytee wrote:Sounds extremely useful. Thanks up!

Edit. Perhaps not as I don't have an occupational pension happyno shrugg
Sorry Jaytee, what have I missed?

Without looking too carefully it looks good for me. Pre existing illnesses and 60+ days single trip cover is what I am after.

_________________
Dave

dbroada
dbroada
Donator
Donator

Male

Posts : 1957
Joined : 2015-10-25
Member Age : 70
Location : Surrey
Auto-Sleeper : Nuevo EK (Stolen)
Vehicle Year : 2016

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by Jaytee Tue Mar 21, 2017 2:46 pm

dbroada wrote:
Jaytee wrote:Sounds extremely useful. Thanks up!

Edit. Perhaps not as I don't have an occupational pension happyno shrugg
Sorry Jaytee, what have I missed?

Without looking too carefully it looks good for me. Pre existing illnesses and 60+ days single trip cover is what I am after.
I looked at the application form re joining and it requires detailes of occupational pension which I don't have.

_________________
We are not here long so do it while you can [You must be registered and logged in to see this image.]
Jaytee
Jaytee
Donator
Donator

Male

Posts : 3116
Joined : 2013-11-08
Member Age : 75
Location : Nr Filey North Yorkshire
Auto-Sleeper : Winchcombe
Vehicle Year : 2013

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by dbroada Tue Mar 21, 2017 3:36 pm

Ah, I haven't got that far yet, and I don't know what one of those is. I know within the next 106 years I will get my state pension.

When I get home I will look a little more closely.

_________________
Dave

dbroada
dbroada
Donator
Donator

Male

Posts : 1957
Joined : 2015-10-25
Member Age : 70
Location : Surrey
Auto-Sleeper : Nuevo EK (Stolen)
Vehicle Year : 2016

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by dbroada Tue Mar 21, 2017 3:55 pm

OK, I've now looked at the form for joining NFOP and will stop for now.

Interestingly I started a thread a couple of weeks ago asking about a different company and NFOP got a mention.

[You must be registered and logged in to see this link.]

_________________
Dave

dbroada
dbroada
Donator
Donator

Male

Posts : 1957
Joined : 2015-10-25
Member Age : 70
Location : Surrey
Auto-Sleeper : Nuevo EK (Stolen)
Vehicle Year : 2016

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by Peterm Tue Mar 21, 2017 4:37 pm

There was a leaflet in this months NFOP mag. 
The spouses pension counts if they have one.
Peterm
Peterm
Donator
Donator

Male

Posts : 260
Joined : 2011-09-02
Location : Stockport
Auto-Sleeper : Nuevo ES

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by Spospe Tue Mar 21, 2017 4:42 pm

We joined the NFOP scheme as soon as it started (1st March 2017) as a couple for £255 per year. You have to pay by Direct Debit and sign up for it to be renewed each year on 1st March at whatever rate is specified at the time. Even so it looks good as pre-existing conditions are covered without having to go through "medical screening" and eventually be told, "cannot cover you", or, "£xxxxx more for those conditions". We have not yet made any claims, but I do not think that they will be any worse at meeting claims than any other company.

I am not 100% certain who qualifies for the NFOP, so I recommend asking them directly if you are interested on: 01622 766960 and / or look at their website at: [You must be registered and logged in to see this link.]
Spospe
Spospe
Donator
Donator

Male

Posts : 1760
Joined : 2013-11-17
Member Age : 79
Location : South Manchester
Auto-Sleeper : Warwick Duo
Vehicle Year : 2014

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by Jaytee Tue Mar 21, 2017 7:13 pm

What 'exactly' is an occupational pension?

_________________
We are not here long so do it while you can [You must be registered and logged in to see this image.]
Jaytee
Jaytee
Donator
Donator

Male

Posts : 3116
Joined : 2013-11-08
Member Age : 75
Location : Nr Filey North Yorkshire
Auto-Sleeper : Winchcombe
Vehicle Year : 2013

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by peugeotboxer Tue Mar 21, 2017 9:03 pm

Jaytee wrote:What 'exactly' is an occupational pension?

Google is your friend!

[You must be registered and logged in to see this link.]

PB
peugeotboxer
peugeotboxer
Donator
Donator

Male

Posts : 2847
Joined : 2011-06-23
Location : Somerset
Auto-Sleeper : Harmony
Vehicle Year : 2000

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by Jaytee Tue Mar 21, 2017 10:43 pm

peugeotboxer wrote:
Jaytee wrote:What 'exactly' is an occupational pension?

Google is your friend!

[You must be registered and logged in to see this link.]

PB
Thanks PB  up!  Nope, not got one   quick_run

_________________
We are not here long so do it while you can [You must be registered and logged in to see this image.]
Jaytee
Jaytee
Donator
Donator

Male

Posts : 3116
Joined : 2013-11-08
Member Age : 75
Location : Nr Filey North Yorkshire
Auto-Sleeper : Winchcombe
Vehicle Year : 2013

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by inspiredron Wed Mar 22, 2017 1:17 am

If you have a self employed pension (ie you were self employed and paid money into some kind of insurance policy that is paying you a pension (or maybe a draw down arrangement) thi smight be clased as an "occupational pension".  It would be worth asking NFOP.  If you only have a State Pension then that is NOT classed as an occupational pension.  Nor do yu qualify if you have saved for retirement through ISA's or are getting an annuity that is not a pension annuity.  Occupational pensions are taxed as income on the whole amount whereas an annuity is taxed on the "interest content" only.
Sorry - pensions are really complex - I used to work on them.

_________________
Best wishes - Ron
inspiredron
inspiredron
Member
Member

Male

Posts : 3434
Joined : 2012-06-02
Member Age : 82
Location : Ellesmere, Shropshire
Auto-Sleeper : Lancashire
Vehicle Year : 2012

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by dbroada Wed Mar 22, 2017 11:25 am

Thanks Ron,

I did google it but was no less confused after that than before. I think I understand it a bit more but still don't know if I qualify. Sounds like a phone call is required.

_________________
Dave

dbroada
dbroada
Donator
Donator

Male

Posts : 1957
Joined : 2015-10-25
Member Age : 70
Location : Surrey
Auto-Sleeper : Nuevo EK (Stolen)
Vehicle Year : 2016

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by Libraryman2 Wed Mar 22, 2017 11:56 am

Does anyone know of an insurance that offers 90 day single trip cover?

Ray
Libraryman2
Libraryman2
Member
Member

Male

Posts : 965
Joined : 2016-03-03
Member Age : 70
Location : Blythe Bridge Staffordshire
Auto-Sleeper : Corinium FB
Vehicle Year : 2017

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by rogerblack Wed Mar 22, 2017 1:16 pm

"Anyone who is in receipt of a pension, or are a deferred member of a pension scheme, can become a member of NFOP. This includes anyone with a State Pension."

Quoted from:

[You must be registered and logged in to see this link.]

_________________
[You must be registered and logged in to see this image.]
cheers
Roger
rogerblack
rogerblack
Donator
Donator

Male

Posts : 3097
Joined : 2012-09-22
Member Age : 68
Location : East Neuk, Fife / Berkshire
Auto-Sleeper : Pollensa/Boxer2.8HDi
Vehicle Year : 2002

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by dbroada Wed Mar 22, 2017 1:45 pm

rogerblack wrote:"Anyone who is in receipt of a pension, or are a deferred member of a pension scheme, can become a member of NFOP. This includes anyone with a State Pension."

Quoted from:

[You must be registered and logged in to see this link.]
Thanks Roger. I just went round in circles on their website without finding any real information. Maybe I should click a little bit slower.

_________________
Dave

dbroada
dbroada
Donator
Donator

Male

Posts : 1957
Joined : 2015-10-25
Member Age : 70
Location : Surrey
Auto-Sleeper : Nuevo EK (Stolen)
Vehicle Year : 2016

Back to top Go down

NFOP Holiday Insurance Empty Re: NFOP Holiday Insurance

Post by Jaytee Wed Mar 22, 2017 1:51 pm

Thanks Roger up!

_________________
We are not here long so do it while you can [You must be registered and logged in to see this image.]
Jaytee
Jaytee
Donator
Donator

Male

Posts : 3116
Joined : 2013-11-08
Member Age : 75
Location : Nr Filey North Yorkshire
Auto-Sleeper : Winchcombe
Vehicle Year : 2013

Back to top Go down

Back to top

- Similar topics

 
Permissions in this forum:
You cannot reply to topics in this forum