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Motorhome Insurance

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Post by lucasg Tue May 19, 2015 6:33 am

The Bourton is to be collected on Saturday:smile!:

Can anybody suggest the best provider for insurance.. Cost and cover etc
There is an alarm and tracker fitted.. So this should help reduce the premium
Thanks
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Post by rose49f Tue May 19, 2015 7:35 am

I use APlan but took off the breakdown cover as I already have one. Phone around. You'll be surprised in the difference you get quoted.
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Post by roli Tue May 19, 2015 7:46 am

Its about looking who is best for you.

There are three or four companies who are well known specialist insurers who also include breakdown/recovery.   Two of them are ok for me but not the others, but that is not to say they are not right for you.
Have a look at Safeguard, CaravanGuard,Comfort, Shield, for starters
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Post by RML Tue May 19, 2015 7:52 am

It's like a car so shop around.  We're with our second insurer now and have longer times abroad, I restrict my mileage, and include breakdown cover which was much cheaper then the conventional companies.  I obtained a further discount with membership of another forum *This is not a recommendation*  Don't accept the first quote.
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Post by Jaytee Tue May 19, 2015 8:01 am

Yep agree, shop around, check the small print and find one that fits in with your MO up!

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Post by daisy mae Tue May 19, 2015 8:17 am

I go with Hertz,for insurance,  break down cover I have the RAC through the C&CC

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Post by Peter Brown Tue May 19, 2015 9:02 am

I've always been with the Caravan Club with the van and now have both cars with them and probably the house next year.

We were rear ended a few years ago and the way they dealt with the claim was exemplary.

The last few years the premium has reduced at every renewal without any need to shop around or barter - wonderful.

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Post by Jaytee Tue May 19, 2015 9:55 am

Must admit the CC are good albeit a tad more expensive. We do have MH and house with them but not competitive for a 22 yr old Landrover ha ha.

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Post by gemdeco Tue May 19, 2015 10:01 am

Hi
   Try Liverpool Victoria never been able to beat their prices
   Alan
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Post by paul bullock Tue May 19, 2015 1:56 pm

I  have been with the C/C and Greenflag  for a few years now, I had been with Safeguard for 13 Yrs with no claims/problems all that time ,then I broke down was recovered very efficiently by the AA and was garaged for a week until the problem was found.I understood from the printed policy that they at least compensated you for onward travel Etc to at least get you home![70 miles]. But they point blank refused any help at all !It just proves that you don't know how good your insurance is until you make a claim .In retrospect I should have taken legal advise ,but at the time you have lots of other issues to worry about ' and that is precisely why you need reliable insurance! Needless .to say I wouldn't now touch Safeguard with a bargepole It is reassuring to see Peter Browns comments regarding C/C Regards    Paul
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Post by Askit Tue May 19, 2015 3:14 pm

I got my insurance from SAGA, premium was well under anyone else on like for like cover. When shopping around on line, it was remarkable how often "quotes" from the usual suspects jumped considerably and required the final arrangement to be confirmed by telephone.  In the case of one of the aforementioned companies the actual quote was more than double the one on line.

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Post by Paulmold Tue May 19, 2015 3:24 pm

If you want insurance without compulsory breakdown cover (you may already have 'personal cover' with the big breakdown companies) then try Highway (part of LV) or Scenic (part of Swinton, as is Safeguard but without the breakdown bit).

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Post by lucasg Tue May 19, 2015 7:01 pm

Thanks for all the replies.. Very useful
After 1/2 day of getting quotes went with Comfort (Aviva underwritten) 8K miles, fully comp , 2 drivers, satellite dome covered
£289 
Highest quote of 6 was CC at £570
Do not use GoCompare .. They quoted 440 for the policy I eventually got by direct telephone call
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Post by burlingtonboaby Tue May 19, 2015 7:10 pm

I have had my wee car and vans insured by lifesure,I've been with them for five years and they offer a good product and value for money.  [You must be registered and logged in to see this link.]
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