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Insurance for over 85

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Peter Brown
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Insurance for over 85 Empty Insurance for over 85

Post by sallyandpete Thu Jan 26, 2017 4:48 pm

Does anyone know an insurance company for an 86 year old that isn't exorbitant, Saga want £1200 which is rediculous.  I own a 97 Clubman and there is 1 named driver.
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Post by fenderbender Thu Jan 26, 2017 4:52 pm

Have you been on the comparison web sites,

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Post by sallyandpete Thu Jan 26, 2017 5:03 pm

Several, and you have to complete the whole form only to be told they are unable to quote due to age.
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Post by Peter Brown Thu Jan 26, 2017 5:44 pm

When my late mother passed from 84 to 85 the quoted premium for her small car rose from £300 to £3,000. I was pleased as it provoked her to dispose of the car that for physical reasons she could no longer properly control but guess I will be a bit miffed if I get to that age and it happens to me!

I know many people over 85 still actively touring; I don't know if they have found a specialist insurer or just 'bite the bullet'

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Post by bikeralw Thu Jan 26, 2017 7:24 pm

Lie about your age? I'm not serious, but it seems odd that several stars of screen and stage that I knew for a fact were born the same year as me, are now, 40 years later, somehow several years younger than me...
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Post by fenderbender Thu Jan 26, 2017 8:26 pm

I think all you can do is keep looking, and limit annual milage as much as possible.
Its annoying filling in the online forms but its the only way.
Good luck.

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Post by Sue68 Thu Jan 26, 2017 8:36 pm

Have you tried Age UK or Saga?
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Post by mattpc Sat Feb 04, 2017 3:56 pm

Have you tried adding a much younger driver to "balance it out" a bit?
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Post by Laughing Plumber Sun Feb 12, 2017 10:58 pm

Hi, swallow your pride, if the the named driver is younger than you, and certainly under 80, get them to insure it and have you as a named driver; you might be surprised at the difference in the quote.
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Post by Sue68 Tue Feb 14, 2017 8:29 pm

If the main named driver doesn't drive the van I think you are committing fraud. This is the case if a parent insures a car for their child.
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